Tuesday, August 09, 2005

Time for credit report

Take shower twice a day, Clip your finger nails every week, toe nails once every 4 weeks. Along with that add, 'check your free credit report once every year'. After reading numerous articles about identity thefts, I was thinking about getting a credit report done meself. But didnt know of where to start. Then, I became a victim of a credit card fraud (the dispute is still going on).

So, I desparately started searching a good place to get the credit report (without getting caught in their web - only $12.99 per month which will be automatically deducted from your already paltry bank account for the rest of your life). I was surprised to find about the federal mandate last year to help consumers spot identity theft.

AnnualCreditReport.com offers consumers free copies of their own credit reports. It was launched in December by Equifax, Experian and TransUnion, the three major credit reporting agencies in the United States, in accordance with the Fair and Accurate Credit Transactions Act of 2003. The federal law aims to quell growing concerns over privacy and disclosure of sensitive financial data. Each site asks a series of questions to match credentials with your identity to verify if they are in fact giving the information only to you.

I did mine yesterday and it was painless - Give it a try :)

Make sure you click on the link (or) are not mis-typing the url because an independent privacy watchdog group has reported 200 impostors for this site. Some of those sites have been taken down but the others are still up and running

Signing off
yours truly.


At 2:29 PM, Blogger Gaurav said...

Dude, I have subscribed to creditnotify.com. It monitors my credit report at the top three credit report management agencies. They notify me immediately if there is any activity. I think these guys are good and they don't charge as much as others.


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